Affordable coverage for vintage bikes that includes pleasure use
Introducing Ontario’s only vintage motorcycle program with pleasure use included! Vintage and classic bike policies typically only insure you for shows, parades and other special events. We want CVMG members to be able to fully enjoy their vintage bikes which is why our coverage includes up to 4,000 km pleasure use.
Other group insurance benefits with Mitch
Standalone bike coverage available. You don’t need to add your car or home, although you could save up to 55% by bundling your insurance.
Physical damage only coverage options for collectors with multiple motorcycles that aren’t driven.
Save 5% on coverage for all motorcycles (vintage or modern) plus there are additional discounts for insuring more than one bike.
Discounted insurance rates available for your home, auto, cottage and other recreation vehicles.
Why choose Mitch as your insurance broker?
As a trusted broker for over 70 leading insurers, we’ll do the shopping for you to find the best prices and coverages in Ontario. We’ll make sure you know exactly what’s covered and what’s not, so you feel completely comfortable with your policy and rate.
Frequently asked questions about vintage motorcycle insurance:
Can I take my vintage ride out for a spin on the weekends?
CVMG members taking advantage of Mitch’s group insurance program get up to 4,000 km of pleasure use as part of their vintage motorcycle insurance so you can definitely take your bike out for weekend rides.
How often do I need to get my vintage bike appraised?
When you first get vintage motorcycle insurance, most insurers will want to see an appraisal that’s no older than 12 months. After that, if you stay with the same insurer, they may ask for a new appraisal every three to five years. If you do work on the bike and believe the value has increased, you can submit a new appraisal and increase your coverage at any time, even mid-policy.
If I have more than one vintage bike, can I save more?
Some insurance companies offer a discount of up to 10% for having more than one motorcycle insured with them. To qualify, you must be the owner of both bikes, but it doesn’t matter if both are vintage or classic. Bundling a modern motorcycle will also give you the opportunity to receive the multi-motorcycle discount.
Can I get vintage motorcycle insurance as a 25-year-old?
Yes. While insurers that offer vintage motorcycle policies usually have quite strict rules, we have options for most riders and bikes – as long as you’ve got your M2 and have completed a ministry-approved rider training course within the last three years. To qualify for the maximum discounts, the bike has to be at least 25 years old, and the rider has to be at least 30, with a minimum of six years’ claims-free riding experience.
Can I get vintage bike insurance with at-fault accidents on my record?
If you have one or more at-fault accidents, you are unlikely to qualify for a vintage bike discount. One minor ticket is OK, but no more than that. But don’t worry, we have lots of insurance options and will work to find you coverage that’s right for you.
Why Mitch?
Mitch is a leading digital insurance brokerage on a mission to make insurance lovable through exceptional experiences. Family-owned since 1948, the business is a marketplace for more than 70 of Canada’s top insurance companies. An unwavering supporter for consumer and public good, Mitch believes that everyone deserves fair and transparent insurance.
Mitch Insurance is operated by Mitchell & Whale Insurance Brokers Ltd.
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