Excellent coverage and expert advice from one business professional to another
We have comprehensive insurance packages for law and realty firms, accountants, tech professionals and more. As an outlet for over 70 of Canada’s top insurers, we have access to solutions for all types of business professionals that can be customized to fit your company’s specific needs, no matter how complex they may be. Call us for a free consultation and no-obligation quote.
We offer lots of choices to suit your business
As your professional insurance advisors, we’ll take a close look at your business and make sure you have the right coverage at the best possible price. Because we work with more insurance companies than most brokerages, you’ll have lots of different coverages to choose from, and even better, you’ll never have to comparison shop again because our experts do it for you.
Do you have a home-based business?
If you run your business from home, there are still plenty of reasons why it’s important to have business professional’s insurance. Most home insurance policies have very limited coverage for business contents, and no protection for liability arising from your consulting or professional services. Talk to one of our commercial insurance experts about affordable coverage options to protect you and your company.
What’s included in business professional insurance?
Most insurance packages for business professionals and consultants start with the following basic coverages:
Commercial general liability
Coverage if someone is hurt in your office or if you accidentally damage their property. It includes legal fees, court-awarded costs and out-of-court settlements.
Professional liability
Also called errors and omissions, you’re covered for any mistakes or oversights in your professional services to a client. For healthcare professionals, this is known as malpractice insurance.
Cyber insurance
Covers lost revenues because of cybercrime and includes technical recovery support along with legal and PR help, which are especially important if client data gets stolen or leaked publicly.
Commercial property
Covers your building, inventory, equipment and more for fire, storms, burst pipes, vandalism and theft. If your company is home-based, there’s coverage for the business contents you keep there.
Other coverages to consider
Depending on the exact size and nature of your business, you may also want to consider some of the following coverages:
Commercial auto
Your company may not own vehicles, but it might make sense to get commercial auto insurance on your personal car if you use it to visit clients and deliver important documents.
Legal expense
This provides more legal protection than any liability policy, including unlimited access to legal advice, and coverage for legal fees when you need to take someone to court.
Equipment breakdown
Coverage if vital equipment like heating, air conditioning, fire alarms, phones, internet or electrical services suddenly fail at your office and lead to a business disruption.
