The difference between an insurance endorsement, rider, and floater
July 8, 2024Insurance is a complex product and understanding its terminology can be confusing and frustrating. For example, what…
Where do my insurance premiums go?
June 24, 2024Insurance has been around for thousands of years, but how it works hasn’t really changed all that drastically. In a nutshell,…
What is reinsurance and how does it work?
May 27, 2024Even though it happened far from Canada, the recent collapse of the Francis Scott Key Bridge in Baltimore has got people…
What happens to an insurance policy after the policyholder dies?
May 21, 2024The unexpected passing of a loved one is not something anyone wants to think about. The burden of having to tie up all their…
Understanding why insurance prices are rising
March 27, 2024Between the price of rent, daily necessities, gas, and more, there’s no question that Canada is in the thick of a cost-of-living…
What are the implications of missing an insurance payment?
February 1, 2024Household financial needs are becoming increasingly difficult to meet for many people. According to StatsCan, one in…
Pros & cons: Insurance brokers, agents, direct writers & comparison sites
April 13, 2021There are four different ways to shop for home, car or other personal insurance in Ontario. You can shop directly with an…
FSRA and insurance regulation in Ontario
May 21, 2020On June 8, 2019, the Financial Services Regulatory Authority of Ontario (FSRAO) replaced the Financial Services Commission…
Missed payments during COVID-19
March 25, 2020The COVID-19 pandemic is wreaking havoc all over the world, leading not only to severe health challenges and social isolation,…
5 things you shouldn’t lie to your insurance broker about
March 3, 2020Remember when your mom taught you to always tell the truth? Well she probably wasn’t thinking about insurance at the time,…